• Preowned

Your Credit Specialist

583 South Lapeer rd
Directions Oxford, MI 48371

  • Phone: (877) 836-9775

Our Program

Learn More about the Program Offered by Clean Cars & Credit - THE Destination for Bad Credit or No Credit Auto Loans in Michigan

It is easy to get started, apply online with no credit check HERE and one of  our credit specialists will help you through the approval process!

If you are one of millions Americans struggling with credit problems, then you are aware of the difficulty and hassle it can be to get approved for financing.  This is where Clean Cars and Credit can help.  Many dealerships advertise "Guaranteed Credit Approval" to get you in the door, only to give you the run around with a list of stipulations to qualify.  At Clean Cars and Credit, it is simple: As long as we can verify you can afford a car payment, we can help REGARDLESS of your credit situation.

If you have credit issues, and live in Metro Detroit, Lapeer County and the Greater Thumb Area, Clean Cars and Credit's financing program is better for you the customer with the our industry-leading features: 

  • Flexible Leasing Payment Program:  Our leasing program allows us to offer our customers a higher quality vehicle, for a lower downpayment, without all the negative features of a conventional lease.  You can lease to purchase OR lease to trade in and upgrade to another vehicle or finance program.  With no mileage restrictions or other lease restrictions, our program gives our customers flexibility at the end of the loan term.
  • 100% In-House Financing: Other dealerships use outside lenders, banks, and finance companies to get you approved for a vehicle.  At Clean Cars and Credit, you are getting approved by our own finance company that does not base your approval on your credit score, unlike other dealerships.
  • Easy Approval: Our approval process is simple.  We need to verify you can budget a car payment.  Bring in proof of income, proof of residence, and a valid Michigan Drivers License to one of our locations or apply online to get the process started.
  • Better Warranty: Every vehicle we finance includes a Powertrain PLUS 55,000 mile warranty for the length of the loan.  It covers many components that your standard powertrain warranty that most other dealerships offer do not cover.  To read more about our warranty click here!
  • Low Downpayments: Our downpayments start at $200 but may vary based on the vehicle you select and the payment you budget.  With whatever downpayment you are working with, we will do our best to find a vehicle that matches your driving needs and your budget.
  • Free Carfax Reports: Every vehicle we finance comes with a Free Carfax Report.  On top of the rigorous inspection prior to sale, you have the peace of mind of knowing we are a Carfax Advantage Dealer and want to give our customers as much information of the vehicle before they drive off the lot.
Get the Approval Process Started CLICK HERE!

Read more about our program:

Clean Cars and Credit's #1 job is to get our customers into a payment they can afford and are comfortable with.  Our excellent flexible lease payment program enables Clean Cars and Credit to get you into a higher quality vehicle without the increase in your payment or down payment.  

Our leasing program includes "Pay-Day Payments" so as you get paid you will have your weekly, bi-weekly, semi-monthly, or monthly payment due to us.  This really helps our customer's budget and stay on track.

With no mileage restrictions, no hidden fees, and an easy buy-out at the end of your lease, Clean Cars and Credit's Flexible Lease Payment Program offers you the best of the Leasing and Buying worlds! 

Vehicle Maintenance Program

Clean Cars and Credit knows it can be difficult to keep up on vehicle maintenance and find reliable auto mechanics you can trust.  That is why our vehicle maintenance program includes FREE Oil Changes and 21-Point Inspection every  6,000 miles or 3 months for the length of your loan. 

Money-Back Guarantee

If you are not satisfied with the purchase of your vehicle from Clean Cars and Credit, we provide a 72 hour or 200 mile money-back guarantee!

Referral Program

If a customer refers a friend or family member to us and they finance a vehicle through us, they will get $150 towards their car payment.  In addition, every quarter we have Referral Promotions and give away fabulous prizes such as Big Screen TV's, Tablets, Video Game Systems, Computers, Cash, and much more!  

Rebuild Your Credit Rating

Having a good credit rating will help you save THOUSANDS of dollars over the years, so what are you waiting for?  Even if you have derogatory credit right now, it is never too late to start improving your credit rating.

Clean Cars and Credit will report your credit monthly to help you establish or re-establish your credit rating.  Our sales and credit specialists can sit down with you to go over your credit bureau and give helpful insight on your current credit situation and what you can do to improve it.

We Proudly Serve Customers From Auburn Hills, Waterford, Flint, Pontiac and All Over the Greater Detroit Region.